Buy an Engagement Ring on a Budget

Buying an engagement ring requires careful planning. While it may seem exciting at first, there are times when your budget constraints harness your excitement and stop you from getting the perfect ring. With Sunny Diamonds, you can buy an engagement ring within your budget, from the comfort of your house or your mobile.

Here are some tips on how to buy an engagement ring on a budget:

  1. What you need to look for in a diamond

    A certificate authenticating the quality of a diamond does not tell you the whole story. Therefore, do not base your decision to purchase a diamond solely on a laboratory certificate. Even though a certificate is useful in guaranteeing the diamond quality and providing basic specifications of a stone, it alone does not reflect the value and true beauty of a diamond. A diamond certificate does not always indicate how the inclusions in a stone affect its value and beauty. Two diamonds having the same characteristics on a diamond certificate can be priced differently. To understand the minute differences of a diamond and the nature of its inclusions, you need to see it closely.

  2. Look out for the cut and shape of the diamond.

    The cut of a diamond refers to the diamond's facets and proportions. The shape of a diamond means the overall geometric form of the stone (ie, square, round, oval). A diamond's shape, and cut decide many aspects of the stone's price and overall appearance. While we can grade the cut of the diamond, it is not possible to grade the shape. According to experts, the most important buying criteria is the cut of the diamond. That is because it determines the brilliance and the sparkle of the diamond. Therefore, they recommend that you buy the best possible cut that you can afford.

    Also, the shape of the diamond is a very personal choice, and you should choose a shape that you like the best. Once you have decided on a cut and shape first, you can easily move on to the other Cs of a diamond. Choosing the perfect shape and cut can help you save money in the long run. This is because you will be less inclined to exchange or change your ring or make upgrades to it.

  3. Choose a diamond with a colour grade and clarity that looks clean to the naked eye

    While browsing through most white (non-fancy) diamonds, most customers cannot differentiate between diamonds on the lower scale that contains slight and very slight inclusions (VS1 or SI1) and very high end of the clarity scale (VVS1). Although the price difference between an SI1 and VVS1 diamond is considerable, they may look similar to a naked eye. In the case of most SI1 diamonds, the flaws are visible only under 10x magnification.

    Also, some diamond cuts like the popular round cut can mask flaws and inclusions very well. Therefore, if you are on a budget, you need not look for an internally flawless diamond. A stone of lower-clarity but looks clear to the naked eye can be sufficient.

    The same recommendation applies to the colour grade of a diamond. The American Gem Society (AGS), the Gemological Institute of America (GIA), and the International Gemological Institute (IGI) grade a diamond's colour on a scale of D (most desirable, colourless) to Z (least desirable, and comes with a visible yellow tint).

    Although most people can't tell the difference, a 'D' or 'F' diamond can cost almost double of an 'I' diamond of the same cut. If you are on a budget, then you probably need not buy a diamond that is on the highest end of the colour scale. Use your eyes as a guide and find the diamond that fits within your budget. At Sunny diamonds, you can view the magnified version of a diamond's photo on our website along with the required specifications of the stone. These details can help you make an informed decision regarding your purchase.

  4. Look out for the polish quality in a stone

    The polish of a diamond refers to the smoothness of the exterior surface of the stone. For most cases, when it comes to a diamond's polish, a 'good grade' polish is sufficient for a budget-friendly purchase. It is not easy for most customers to tell the difference between a diamond with "excellent" polish (that is more expensive) and a "good" polish.

  5. White gold as an alternative to platinum

    Even though platinum is the most preferred ring metal of choice for diamond jewellery, it is also the most expensive precious metals used in fine jewellery. On the other hand, white metal is an excellent and more affordable alternative to platinum and also the perfect choice for a budget-conscious consumer. White gold has a white/grey patina and a stunning appearance that closely resembles platinum. Also, white gold has a higher scratch resistance factor, is highly durable, and does a good job of drawing attention to the brilliance of a diamond.

    At Sunny Diamonds, our products are presented with image magnification display along with specifications list of the stone. This way we ensure that you know exactly what you are getting. Seeing the actual photos of the jewellery pieces put you in control of the shopping process and provides you with the confidence of knowing that you are getting the best possible item for your money.